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Owning a home is a labor of love. It's often one of the most significant investments a person will make and it requires a lot of sweat equity and maintenance, but studies show that the equity built over the long term makes owning a home a sound financial investment.

It may not capture your attention, fear or fascination like a hurricane or tornado outbreak, but hail is consistently one of the most damaging weather phenomena every year. According to Weather.com, hail damage costs homeowners and insurers BILLIONS of dollars each year.

Most people don’t spend too much time thinking about their home’s roof. After all, it's out of sight, out of mind. Unfortunately, neglecting it can cause significant problems for the rest of your house and lead to costly repairs. So how do you know when it’s time for a new one?

Hail is a pretty common occurrence, especially in the summer months. In fact, the US experienced 4,611 large hailstorms in 2018 alone!